How to Pay For Mental Health Treatment for Teens
Evidence-Based Treatment Designed for Teen-Centered Mental Health Treatment
Mental Health Treatment for Teens and Payment Plans at BasePoint Academy
At BasePoint Academy, we understand the unique needs of teenagers and the importance of providing them with a nurturing environment to encourage their growth. Strategically located in Texas, we have facilities in and around Dallas, including Arlington, Forney, and McKinney. Our centers are designed to offer holistic care, combining evidence-based therapy, supportive encouragement, and individualized treatment plans. Whether your teenager resides in Dallas, Garland, Plano, Irving, Fort Worth, or Arlington, our doors are open for them to experience cost-effective mental health services.
We believe that finances should never be a barrier to receiving essential mental health care. That’s why at BasePoint Academy, we accept insurance for mental health treatment for teens. We also offer a variety of mental health payment options to ensure that our services are accessible to all. From low-cost mental health services to handling out-of-pocket therapy expenses, we strive to make our care as affordable as possible. If you’re in Texas and considering paying for mental health treatment for your teen, we encourage you to contact us. Let’s explore together how we can provide the best care for your child without straining your budget.
What Is a Mental Health Treatment Center?
A mental health treatment center provides inpatient or outpatient care for mental or behavioral health issues. They specialize in treating depression, anxiety, trauma, substance use disorders, and suicidal ideation. Mental health treatment centers can also provide preventive strategies for families with vulnerable teens.
BasePoint Academy provides two highly structured outpatient treatment programs for adolescent behavioral therapy. These options allow your team to learn new coping strategies and skills in the least restrictive environment possible. Your teenager can go home each evening and practice their learned skills.
Mental Health Treatment Admissions and Intake
Our complimentary assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for your teen struggling with mental health. We can also check your insurance coverage levels.
Call us today to schedule a complimentary same-day assessment at (469) 747-1004 or complete our inquiry form.
Find Out About Our Admissions
Signs and Symptoms of Mental Health Disorder
There are several mental health disorders, each with a unique set of signs and symptoms. Distinguishing between what might be expected teen behavior and what are the signs of a mental illness is not always easy. Some of the common signs and symptoms in adolescents include:
- Excessive worry or fear
- Avoiding friends or social activities
- Difficulty relating to family and friends
- Significant change in sleeping or eating habits
- Problems concentrating or learning
- Changes in academic or athletic performance
- Talking about suicide or a focus on death
- Increase in physical complaints without an obvious cause, such as stomach aches, headaches, or vague body aches
- Nightmares
What Is Rehab Insurance Coverage?
Rehab insurance coverage is the part of your health insurance policy that must cover mental health and substance use disorder treatment. In 2010, the Affordable Care Act (ACA) mandated that all insurance policies sold from March 2010 forward must provide insurance coverage for essential healthcare services. Mental health care and substance use disorders are classified as essential healthcare services.
However, while all policies must cover mental health and drug and alcohol rehabilitation, not all offer the same coverage level. The simplest way to determine the level of coverage your insurance policy offers and if you require prior authorization before treatment can begin is to verify insurance with BasePoint Academy. Our admission specialist will answer your questions, verify your insurance, and schedule a complimentary evaluation at your request. Call us today at (469) 702-8493.
How Much Does Mental Health Treatment for Teens Cost?
The cost of mental health treatment for teenagers varies depending on the length of the customized program and whether the teen is enrolled in a structured outpatient, residential, or inpatient program. Other factors include whether your team has any rehab insurance coverage or has state or federal funding. The average cost can also vary significantly from state to state.
According to the National Center for Drug Abuse Statistics, the average cost of drug rehabilitation across the United States is 13,475 per person. The cheapest inpatient rehab programs are $6,000 per month and the average cost of a 3-month outpatient program is $5,000. In some instances, some treatment centers offer discounts for longer treatment programs.
Does Health Insurance Pay For Mental Health Treatment For Teens?
Your health insurance pays for mental health treatment for teens who are beneficiaries of your policy. Every health insurance policy must offer some level of teen rehab coverage for mental health treatment. However, every policy has different benefits and limitations to cover therapy costs.
Some policies limit the number of days or therapy sessions per year, while others limit the type of adolescent mental health therapy. Understanding the benefits and limits of your rehab insurance policy before enrolling in a rehab program is crucial. While mental health treatment is crucial, pre-planning can help cover your costs by seeking other funding options. You can verify your insurance and determine if prior authorization is required for your rehab insurance before treatment is started by calling BasePoint Academy at (469) 702-8493.
Contact BasePoint Academy Today
Get in touch today to talk with our recovery experts about treatment needs, care options and your Blue Cross Blue Shield of Texas insurance coverage levels.
Call: (972) 357-1749Check Your InsuranceHow To Get Insurance To Pay For Mental Health Treatment
Our families frequently ask how to pay for mental health treatment. You can take several steps to ensure your teenager receives all benefits on your insurance policy. The first step is to understand the benefits and limitations. BasePoint Academy can easily verify your insurance coverage and help you understand the out-of-pocket costs involved for therapy, such as depression, bipolar, dual diagnosis, or anxiety disorder treatment.
When your insurance company needs prior authorization before treatment can begin, the BasePoint Academy admission specialist will help you gather the necessary documentation. Knowing and following your insurance company’s recommended plan to submit claims for mental health treatment is crucial.
In many cases, your insurance policy may not pay for treatments if your teenager does not finish the customized treatment program. Most insurance companies want your teenager to achieve recovery successfully. To achieve that with the highest probability, complete the treatment program.
BasePoint Academy Accepts health Insurance
We accept most major health insurance providers in Texas and can check your treatment coverage levels on your behalf
Mental health Treatment Centers Near Dallas, Texas
The licensed mental health professionals at BasePoint Academy are skilled and experienced in treating mental health concerns for teenagers. Our treatment facilities in the Dallas-Fort Worth area in Arlington, Forney, and McKinney, Texas. Each treatment center offers the same level of care and attention in highly structured outpatient programs to help your teenager improve their mental health.
- Arlington, Texas: 3900 Arlington Highlands Blvd, Suite 237, Arlington, TX 76018, United States
- Forney, Texas: 713 W Broad St, Forney, TX 75126, United States
- McKinney, Texas: 4733 Medical Center Drive, McKinney, TX 75069, United States
How to Find a Teen Mental Health Treatment Center Near Me
When searching for a mental health treatment center near you, several steps can make the process go smoothly. Finding quality alcohol rehab without insurance or mental health treatment for your teen is crucial to supporting their physical and mental health and future. Consider these steps.
- Using your favorite browser, type in the keywords “teen mental health treatment center near [your city]” and replace your city with towns and cities near you.
- The results will include treatment centers that offer sliding scale and payment options. You must seek out this information from their website or call their admission specialist to ask questions.
- Look for online reviews from families undergoing treatment at the center. You’ll get the best unbiased views in reviews published on the treatment center website.
- Call the treatment centers and get more information about how the treatment is customized to meet the needs of your child, payment options that might be available, and additional help that the admission specialist or financial counselors may be able to offer.
- Finally, ask for a tour of the facility to see where your teenager will receive therapy and the types of therapy that might be included in their customized plan.
How to Get Into Rehab With No Insurance
Several options exist to help pay for mental health treatment without insurance coverage. Many families struggle to consider how to pay for rehab without insurance. Fortunately, there are alternatives to help finance recovery.
Sliding Scale Fees
Many facilities offer sliding scale therapy fees. This means the treatment facility prices rehabilitation treatment on what you can reasonably expect to pay based on your income. Some facilities request information about your income from your employer, and others will accept last year’s tax documents. After verification, you work with the finance department at the treatment facility to establish a sliding scale fee and potentially use a payment plan to meet your obligations.
Payment Plans
Some treatment centers offer mental health payment plans for drug rehab without insurance so families can reasonably cover the cost of treatment. You will meet with the finance department of the treatment center to establish a payment plan that you can maintain each month. This payment plan option can help many families afford mental health treatment for their teenagers, which puts their adolescents back on track to good mental and academic health.
Grants and Scholarships
The Substance Abuse and Mental Health Services Administration (SAMHSA) allows families to apply for grants to help cover the cost of rehabilitation. You may also find other community-based organizations offering grants to cover inpatient or outpatient treatment costs. Grants and scholarships are monies that do not have to be repaid and thus offer support to families who cannot pay for treatment.
Financing
Sometimes, a personal loan is the best choice when your family member needs immediate medical attention, but you need more resources to pay for it out of pocket. Personal loans are far better than credit cards because the interest rate is much lower. Once your teenager is in treatment, you can also pursue other forms of financing, such as grants and scholarships, fundraising, or community mental health resources and assistance to help pay off the loan.
Fundraising
Most fundraising is accomplished online using crowdfunding platforms. This makes it easy to share your story across social media with your friends and their network of friends. Close-knit communities may also wish to participate in helping fund your adolescents’ rehab, so it’s important not to limit your ideas about fundraising to just crowdfunding for therapy.
Faith-Based Programs
Many faith-based community organizations offer two types of assistance to families who need help with mental health treatment for their teenagers. The first is a faith-based program in which your teen receives mental health and substance use disorder treatment from a religious worldview. The second is faith-based grants and scholarships through community churches or regional organizations that help fund treatment programs for their parishioners.
Employee Assistance Programs (EAP)
Many employers with a large number of employees have EAPs with Employer-provided mental health benefits that may include therapeutic intervention, drug and alcohol addiction screening, and outpatient treatment counseling. Depending on your teenager’s needs, an EAP program may be an adequate option or good adjunctive therapy once more intensive inpatient or outpatient rehab has been completed.
Is It Worth Paying For Treatment If You Don’t Have Insurance?
It is definitely worth paying for inpatient rehab without insurance. While it can be financially challenging, it is a critical step towards living an overall healthier and happier life. It is also significantly more physically and financially cost-effective in the short and long term.
Mental health and substance use disorders can increase the risk for various physical health problems and lead to suicidal ideation or attempts. Ongoing hospitalization and medical care can get expensive. Substance abuse can lead to legal issues that require attorney fees and often include a criminal record that can impact your teenager’s future employment and financial stability. The emotional cost can strain personal family relationships and the cost of drugs and alcohol can add up quickly.
Is There Free Mental Health Treatment Available?
You may be able to find free or low-cost mental health services available in your area. These programs offer various services and are often government-funded or run by non-profit organizations. Please note that most private facilities have a higher recovery rate, better service to the patient and family, and shorter wait times to be admitted.
Other mental health insurance options to help pay for private facilities include Medicaid, a government and state-funded insurance program available to people who meet eligibility requirements, including low-income families without health insurance. Your community may also have free mental health resources to support your adolescent.
If you have questions about the cost of outpatient mental health treatment for your teenager, we encourage you to call BasePoint Academy at (469) 702-8493.One of our admission specialists can guide you through the process and connect you with one of our financial counselors to understand your financial assistance for therapy options.
Teen Mental Health Treatment Stats and Costs
- The most commonly diagnosed mental disorders in children include attention deficit hyperactivity disorder ADHD, depression, and behavior problems. 9.4% of children were diagnosed with anxiety, 4.4% with depression and 9.8% with ADHD.
- Some conditions are co-occurring. For example, in 2016, children with depression more commonly had another mental health disorder- roughly 75% who had depression also had anxiety and 47.2% had Behavioral problems.
- The diagnosis of depression and anxiety has increased over time. Substance use, depression and suicide are important concerns during the adolescent years. 36.7% of adolescents reported persistent sadness and hopelessness, 18.8% seriously considered attempting suicide, and 15.7% had made a plan.
- According to Mental Health America, 15.08% of people aged 12 to 17 reported having at least one major depressive episode in the past year. Left untreated, childhood depression is more likely to persist in adulthood.
- The state with the lowest prevalence of major depressive episodes was Mississippi and that with the highest rate was 18.62% in Oregon.
- According to Mental Health America, 10.6% of youth have severe major depression. The state with the lowest percentage was Alabama, and the state with the highest rate was Wyoming.
- According to Mental Health America, roughly 60% of youth with major depression did not receive mental health treatment, and only 27.2% of those with severe depression received some consistent treatment.
Effectively Treat Teen Mental Health With BasePoint Academy
We can help your teen and your family address and improve mental health with expert care and a safe environment. Call today to discover the treatment for long-term healing.
