Health Insurance Coverage for Teen Rehab Treatment in Dallas, Texas
BasePoint Academy Accepts health Insurance
Situated in the dynamic heart of Texas, close to Dallas, BasePoint Academy is a beacon of hope for adolescents grappling with mental health issues. With state-of-the-art facilities strategically located in Arlington, Forney, and McKinney, we specialize in addressing a broad spectrum of youth mental health disorders. Our focus ranges from common problems like teen depression and anxiety in adolescents, to behavioral disorders in teens such as Attention-deficit/hyperactivity disorder (ADHD). We also offer support for more severe conditions like teenage eating disorders, self-harm in adolescents, bipolar disorder in teens, and even teenage schizophrenia.
At BasePoint Academy, we understand that dealing with these challenges can be daunting not only for the teenagers but also their families. That’s why we accept most major health insurance, facilitating access to our mental health treatment programs for teens, drug and alcohol rehab for teens, and dual diagnosis treatment for teens. We encourage you to reach out to us via phone or complete our online form. Let us help you understand your insurance coverage levels. We believe that finances should not stand in the way of necessary care. Whether you’re dealing with substance abuse in teens, teenage mood disorders, or social anxiety in adolescents, know that BasePoint Academy is here, ready to guide you on your journey toward recovery.
What is Mental Health Treatment Insurance Coverage?
Mental health treatment insurance coverage is the part of an insurance policy that covers treatment for mental health conditions, such as depression, anger management, and substance use disorders. In 2010, the Affordable Care Act (ACA) was passed, which ensured that all insurance policies would offer mental health treatment coverage as an essential health benefit. BasePoint Academy is a teen rehab in Texas that accepts health insurance.
Does Insurance Cover Mental Health Treatment in Texas?
Yes, according to the ACA, policies must offer mental health treatment as part of what health insurance covers for mental health. This means that treatments for conditions ranging from depression and anxiety to more severe disorders like eating disorders, substance use disorder, schizophrenia and dual diagnosis can be covered by insurance.
However, not all policies are the same. Treatment levels for your teen may vary depending on the insurance plans and policy coverage levels.
Does Insurance Cover Mental Health Services for My Child?
Yes, health insurance policies typically cover mental health, substance abuse and dual diagnosis treatment for your child if they are younger than 25, and do not have access to their own insurance. Mental health services coverage is considered an essential health benefit that is mandated by the ACA. Call BasePoint Academy today and speak with one of our admission specialists to verify your mental health insurance and learn more about how our programs can help your family.
Does Insurance Cover Therapy for My Child?
If you’re wondering, “Does insurance cover therapy for my child?” the answer is generally yes. Insurance plans typically cover a wide range of mental health treatments, including psychotherapy, counseling, and cognitive-behavioral therapy (CBT). These services can be delivered through various formats such as individual therapy, group therapy, or family therapy, depending on your child’s needs and your insurance coverage .
However, the extent of coverage can vary significantly depending on your specific insurance plan. Some policies may cover other therapeutic approaches like behavioral therapy, dialectical behavior therapy (DBT), trauma therapy, and even holistic therapy. It’s crucial to check with your insurance provider to understand what types of psychological counseling are covered and any out-of-pocket costs you might be responsible for . The federal parity law also requires insurance companies to treat mental and behavioral health and substance use disorder coverage equal to (or better than) medical/surgical coverage . Therefore, seeking help for your child’s mental health concerns should not be a financial burden but rather a path to their well-being.
Mental Health Therapy Treatments Covered by Health Insurance
All health insurance policies must offer mental health treatment options, but not all policies cover the same treatments. At BasePoint Academy, our licensed and experienced mental health professionals develop individualized programs to meet your teen’s needs. Programs can include crisis stabilization, partial hospitalization programs, intensive outpatient programs, and relapse prevention.
Health Insurance Coverage for Crisis Stabilization
When teens reach a point where they can no longer cope and keep themselves safe, they may need crisis stabilization to help de-escalate the situation. These are services that are part of a short-term mental health treatment intended to mitigate a permanent psychiatric or behavioral health crisis and reduce the acute symptoms you see in your child.
Insurance typically covers crisis stabilization services that are delivered in an intensive outpatient program or in a partial hospitalization program. The experienced healthcare professionals at BasePoint Academy will determine the best level of care where crisis stabilization can be provided by utilizing evidence-based assessments and processes to determine their recommendations.
Health Insurance Coverage for Partial Hospitalization Programs (PHP)
A partial hospitalization program (PHP) allows your teen to get the help they need without becoming an inpatient or checking into a residential program. PHP programs deliver a comprehensive level of care over a full day of treatment, while allowing your teen to go home in the evening and practice the skills they’ve learned in their home environment.
Mental health insurance typically covers PHP programs for teenagers. Since the program is not residential, it is often more cost-effective for the insurance company, while delivering appropriate care and allowing teens to live at home with their family. A customized treatment plan is developed after a detailed evaluation and BasePoint Academy works with mental health insurance companies that require prior authorization before treatment begins.
Health Insurance Coverage for Intensive Outpatient Program (IOP)
Intensive outpatient treatment programs (IOP) for mental health and substance abuse offer your teen daily treatment that is customized to meet their needs. Treatment options can include medication, family therapy, group therapy, individual therapy sessions, and aftercare plans. An IOP can help teens struggling with post-traumatic stress disorder (PTSD), substance use, depression, stress, and other mental health conditions.
Most healthcare insurance policies typically cover IOP programs. Your coverage will vary depending on your policy, so there may be some out-of-pocket costs. Generally, health insurance policies with a lower monthly premium may cover a lower percentage of your treatment costs than those with a higher monthly premium. The insurance provider may also require an annual deductible and prior authorization before treatment can begin.
Health Insurance Coverage for Relapse Prevention
A relapse prevention plan helps your teen identify unhealthy behaviors and take action before they experience a physical relapse. Each plan is customized and teens are encouraged to share that plan with their immediate support network. An effective relapse prevention plan includes actionable steps teens can take to help manage or mitigate known triggers and cravings before a physical relapse.
A relapse prevention program is integrated into your teen’s customized treatment plan and is typically covered by the mental health coverage of your healthcare insurance policy. If your insurance policy requires pre-authorization, the relapse prevention program will be part of the treatment plan submitted to the health insurance company. BasePoint Academy encourages you to call (972) 357-1749 to verify your coverage and request a complimentary same-day assessment.
What Type of Teen Mental Health Disorders Does Insurance Cover?
An increasing awareness of mental health in the past decade has contributed to significant adjustments in the insurance industry to help parents with teens struggling in crisis. These changes often mean the difference between recovery and years of struggle into adulthood. This is a partial list of covered mental health disorders that can be treated at BasePoint Academy.
Treatment for Bipolar Disorder in Teenagers
Bipolar disorder is accompanied by abnormal mood swings, shifting between depression and mania. Symptoms can be different for each teen. That’s why our licensed professionals create a customized approach to meet your teenager’s needs. The rapid acceleration in research in the past decade has helped healthcare professionals refine assessment and treatment in children and adolescents.
State and federal laws require that healthcare plans provide mental health treatment, including for bipolar disorder. In many cases, this is a lifelong condition that requires ongoing medication and therapy, which insurance policies typically cover. Because mental health is an essential health benefit, health insurance companies cannot put lifetime limits on your coverage, but they can limit their costs in other ways. How much you pay out of pocket depends on your policy’s deductible and copayment.
Treatment for Anxiety Disorder in Teenagers
Anxiety can develop into a more serious mental health issue when your teen doesn’t receive proper treatment. It is the goal of BasePoint Academy’s licensed professionals to help your teen overcome challenges using a holistic and evidence-based therapy perspective. We partner with the people invested in your teen’s life and help patients identify and process their fears and thought patterns.
Insurance policies typically cover anxiety treatment in teens using a customized treatment plan designed to meet the needs of your teenager. BasePoint Academy works with insurance companies that require prior authorization and provides them with the necessary paperwork to approve care.
Treatment for Depression in Teenagers
Your teenager is dealing with stresses that you likely didn’t face. In addition to the hormones, emotions, and social pressures, today’s teens are also dealing with social media bullies and close family members or friends with physical or mental health issues. BasePoint Academy offers your teen an integrative approach to address emotionally charged issues, including depression and stress.
The ACA mandates that all insurance policies offer treatment for mental health conditions like depression. However, each insurance policy is different and your out-of-pocket costs can vary. Contact us today at (972) 357-1749 to verify your coverage and request a complimentary same-day assessment
Treatment for Trauma in Teenagers
Trauma comes in all shapes and sizes. Causes vary from short-term events to long-term physically or emotionally traumatic experiences. Treatment at BasePoint Academy begins a healing process through a variety of holistic and evidence-based processes, during which the teen works with a licensed and experienced team equipped to handle the intense impact trauma has on a teen’s well-being.
Your insurance plan typically covers treatment for teenage trauma, but your out-of-pocket costs can vary depending on your plan including the policy’s deductibles and copayment, as well as any limitations on treatment. It’s a good idea to know what’s included, if preauthorization for treatment is required, and verify your mental health insurance.
Treatment for Teens with Suicidal Thoughts
Suicidal ideation is when a teen has thoughts of suicide. It is not necessary to create a plan or attempt suicide, just entertaining the idea can lead to hopelessness, substance use disorder, or other traumatic experiences. There are several ways to help teens navigate these mental health challenges, which are incorporated into their customized treatment plans at BasePoint Academy.
Typically, insurance policies cover treatment for teens who have thoughts of suicide. You’re out of pocket costs vary depending on your insurance policy, deductibles, and copayment. Your insurance policy may have limits on therapy sessions or outpatient treatment. It is crucial to verify your mental health insurance policy first and submit any prior authorization paperwork necessary so you can access your benefits.
Treatment for Dual Diagnosis Disorders
Dual diagnosis, also called a co-occurring disorder, is when a mental health condition occurs alongside a substance use disorder. This can include alcoholism, depression, anxiety, and eating disorders. One condition does not necessarily cause the other, but a dual diagnosis disorder is typically more challenging. Each condition must be treated by experienced professionals to reduce the risk of relapse.
Insurance policies typically cover substance use disorders and co-occurring mental health conditions. The extent of the coverage can vary and some health insurance companies require pre-authorization to begin treatment. You can reduce your out-of-pocket expenses by working alongside your insurance company to provide them with the necessary documentation to access your benefits. Call Base Point Academy today at (972) 357-1749 for help with verifying your coverage, determining if you need prior authorization, and requesting a complimentary same-day assessment.
Teen Mental Health Treatment Center in Dallas, Texas That Take Health Insurance
Many parents ask “Does health insurance cover mental health treatment?” and we are happy to reassure families that they do. BasePoint Academy has three mental health treatment centers in Texas to support teens who have substance use challenges and other mental health conditions.
- 3900 Arlington Highlands Blvd, Suite 237 Arlington, TX 76018
- 4733 Medical Center Drive McKinney, TX 75069
- 713 W Broad St, Forney, TX 75126
How Many Times Will My Health Insurance Pay For Rehab for my Teenager?
The number of times a health insurance policy will pay for mental health rehabilitation depends on the policy. Some policies limit the number of treatments available each year and some have a generous lifetime limit. When you call BasePoint Academy to have your insurance verified, the admission specialist can also get that information from your insurance company.
We understand your top priority is getting help for your child and adding financial hurdles can make the situation overwhelming. It is our goal to make treatment accessible to you and your teenager and so we work closely with your insurance company and you to make the right treatment and financial decisions.
Exploring the Lone Star State and its Cities
Texas is well known for its sheer geographical size, taking up 268,596 square miles. The state is also known for country music, cowboy culture, and independence. There’s a rich history of eating barbecue and chili. Most areas have an annual chili bake-off and families’ chili recipes are closely guarded secrets.
The vast state supports several large cities including Dallas, Austin, Fort Worth, Houston, and San Antonio. Austin, Texas, is known as the live music capital of the world, drawing over 74,000 overseas tourists each year and boasting hundreds of concerts and dozens of music festivals. The most famous landmark is the Alamo, located near San Antonio and famous for the role it played in the Texas Revolution.
Some Statistics About Texas, Teens, and Mental Health
Texas Health and Human Services notes that there is a diverse population of teens in Texas with a growing need for cultural awareness in healthcare. Mental health has an intense influence on academic achievement, physical health, and emotional well-being. Roughly 50% of mental health disorders begin in children age 14.
Data from Mental Health America demonstrates that Texas has a high number of youth with mental illness and a lower rate of access to care. In 2022, 14.6% of teens aged 12 to 17 reported at least one major depressive episode (MDE) in the past year.
- According to the KFF, rates of adults with symptoms of depression or anxiety were higher in Texas than those for the U.S., with 36.8% of adults in Texas reporting depression and/or anxiety and 32.3% of adults across the U.S. reporting the same. Drug and opioid death rates were lower in Texas and the suicide rate was roughly the same.
- According to the Texas Court Appointed Special Advocate for Children<, Texas ranked 45 for overall child well-being, having risen one spot since the 2021 ranking. The state ranks in the bottom half for economic well-being, education, health, and family and community.
- Texas was in 33rd place for education in 2022, with 57% of all pre-kindergarten children who did not attend school. Roughly 70% of 8th graders are not proficient readers and 70% are not proficient in math.
- When left untreated, childhood depression is more likely to persist through adulthood. Roughly 9.7% of teens in Texas reported experiencing severe major depressive episodes and 3.49% reported a substance use disorder.
- Although Texas had relatively lower numbers of teens with major depressive episodes, they had much higher numbers of teens who did not receive mental health services. In fact, Texas had the highest percentage of teens who did not receive services, with 73.1% of all teens with MDE having not received help.
- According to Mental Health America, 13.8% of teens from Texas did not have insurance that could cover mental or emotional problems.
- According to the National Alliance on Mental Health Illness – Texas, 1 in 6 youth aged 6 to 17 living in Texas experience a mental health disorder each year, and 314,000 aged 12 to 17 have depression. High school students who were depressed were twice as likely to drop out of school as their peers and 7 out of every 10 youth in the juvenile justice system have a mental health condition.